All students enrolled in a Work and Study English language programme in Ireland are required to have medical insurance for the duration of their 8-month stay, as per Immigration Policy.
Cork English Academy can arrange insurance on your behalf through the insurance provider Study and Protect / Arachas (€120).
This MediCover insurance, provided by Arachas and underwritten by Chubb Insurance, offers medical assistance during your Work and Study or Academic Year Course. Please note that it does not provide coverage in your home country.
You can find details about the coverage here: https://studyandprotect.com/student-medical-insurance-medicover/
To be eligible for cover, the insured person must not be currently under treatment, taking medication, or receiving follow-up consultations for any of the following conditions:
1. cancer;
2. any heart / circulatory-related condition (including hypertension, angina, stroke etc); or
3. any chronic lung / breathing-related condition (excluding asthma suffered in isolation and controlled by the use of one or two inhalers); or
4. a clinically diagnosed psychiatric disorder, anxiety or depression;
The Insured Person must not be:
1. receiving or waiting for medical treatment at a hospital or nursing home;
2. waiting for investigation or referral, or the results of any investigation, medical treatment or surgical procedure, for any condition, whether diagnosed or undiagnosed.
3. choosing not to take prescribed medication, or the correct dose of prescribed medicine.
4. travelling against the advice of a medically qualified doctor;
5. travelling to obtain medical, dental or cosmetic treatment;
6. travelling with a terminal condition;
This Policy will not cover claims directly or indirectly arising from, relating to or in any way connected with COVID-19 or any mutation or variation of COVID-19. We will not therefore cover claims relating to any inability to travel, any decision not to travel or any changes to travel plans, nor any medical or health related loss or expense incurred, as a result of COVID-19 or any mutation or variation of COVID-19.
It is the Insured’s and the Insured Person’s responsibility to accept honestly and with reasonable care all questions posed by the Insurer. Failure to do so may (i) affect the Policy terms and/or claims under the Policy; and/or (ii) entitle the Insurer to terminate the Policy or treat the Policy as if it never existed.
Having the right insurance ensures peace of mind and ensures compliance with Immigration policy.